Money Market Accounts – Ameritas UK News http://www.ameritas.co.uk/ Sat, 04 Jun 2022 10:14:00 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://www.ameritas.co.uk/wp-content/uploads/2022/02/icon.png Money Market Accounts – Ameritas UK News http://www.ameritas.co.uk/ 32 32 Westbury Bancorp (OTCMKTS:WBBW) vs. Elmira Savings Bank (NASDAQ:ESBK) Head-to-Head Review https://www.ameritas.co.uk/westbury-bancorp-otcmktswbbw-vs-elmira-savings-bank-nasdaqesbk-head-to-head-review/ Sat, 04 Jun 2022 10:14:00 +0000 https://www.ameritas.co.uk/westbury-bancorp-otcmktswbbw-vs-elmira-savings-bank-nasdaqesbk-head-to-head-review/ Westbury Bancorp (OTCMKTS:WBBW – Get Rating) and Elmira Savings Bank (NASDAQ:ESBK – Get Rating) are both small cap finance companies, but which is the better company? We’ll compare the two companies based on institutional ownership strength, profitability, analyst recommendations, valuation, earnings, risk, and dividends. Risk and Volatility Westbury Bancorp has a beta of 0.44, suggesting […]]]>

Westbury Bancorp (OTCMKTS:WBBW – Get Rating) and Elmira Savings Bank (NASDAQ:ESBK – Get Rating) are both small cap finance companies, but which is the better company? We’ll compare the two companies based on institutional ownership strength, profitability, analyst recommendations, valuation, earnings, risk, and dividends.

Risk and Volatility

Westbury Bancorp has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. By comparison, Elmira Savings Bank has a beta of 0.9, suggesting that its stock price stock is 10% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and price targets for Westbury Bancorp and Elmira Savings Bank, as provided by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Westbury Bancorp 0 0 0 0 N / A
Elmira savings bank 0 0 0 0 N / A

Valuation and benefits

This chart compares the gross revenue, earnings per share (EPS), and valuation of Westbury Bancorp and Elmira Savings Bank.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Westbury Bancorp $38.78 million 2.01 $9.53 million $3.03 9.79
Elmira savings bank $26.58 million 3.02 $5.22 million $1.47 3:70 p.m.

Westbury Bancorp has higher revenue and profit than Elmira Savings Bank. Westbury Bancorp trades at a lower price-to-earnings ratio than Elmira Savings Bank, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

4.1% of Westbury Bancorp shares are held by institutional investors. 10.9% of Westbury Bancorp shares are held by insiders. Strong institutional ownership indicates that large money managers, endowments, and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares the net margins, return on equity and return on assets of Westbury Bancorp and Elmira Savings Bank.

Net margins Return on equity return on assets
Westbury Bancorp 22.55% N / A N / A
Elmira savings bank 21.04% N / A N / A

Summary

Westbury Bancorp beats Elmira Savings Bank on 6 out of 9 factors compared between the two stocks.

Westbury Bancorp Company Profile (Get an assessment)

Westbury Bancorp, Inc. operates as a holding company for Westbury Bank which provides various community banking and financial products and services to individuals, families and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit and term certificate accounts; personal loans, mortgages, residential real estate for one to four families, multifamily, commercial, loans, commercial real estate loans and construction loans; credit card; and online and mobile banking. It operates eight banking offices and a loan origination office in Washington, Waukesha and Dane counties. Westbury Bancorp, Inc. was founded in 1926 and is headquartered in Waukesha, Wisconsin.

Elmira Savings Bank Company Profile (Get an assessment)

Elmira Savings Bank LogoElmira Savings Bank provides financial services to consumers and businesses. It offers savings and money market accounts, term deposits, retail and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, construction, commercial loans, as well as consumer loans, including installment loans, overdraft line of credit and home equity loans; and mortgage loans secured by first and second liens on single family residences of four. The company also operates a real estate investment trust; and provides financial planning advisory services. The company operates through a network of twelve full-service offices located in Chemung, Tompkins, Cayuga, Schuyler and Steuben counties; and a limited-service office located in Broome County, New York. Elmira Savings Bank was founded in 1869 and is based in Elmira, New York.



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Shore Bancshares (NASDAQ:SHBI) cut to “sell” at Zacks Investment Research https://www.ameritas.co.uk/shore-bancshares-nasdaqshbi-cut-to-sell-at-zacks-investment-research/ Wed, 01 Jun 2022 09:12:17 +0000 https://www.ameritas.co.uk/shore-bancshares-nasdaqshbi-cut-to-sell-at-zacks-investment-research/ Shore Bancshares (NASDAQ: SHBI – Get a Rating) was downgraded by Zacks Investment Research from a “hold” rating to a “sell” rating in a note released Wednesday to investors, Zacks.com reports. According to Zacks, “Shore Bancshares, Inc. is a bank holding company. The Company is engaged in banking business through its two subsidiaries, The Centerville […]]]>

Shore Bancshares (NASDAQ: SHBI – Get a Rating) was downgraded by Zacks Investment Research from a “hold” rating to a “sell” rating in a note released Wednesday to investors, Zacks.com reports.

According to Zacks, “Shore Bancshares, Inc. is a bank holding company. The Company is engaged in banking business through its two subsidiaries, The Centerville National Bank of Maryland and The Talbot Bank of Easton, Maryland. “

Separately, StockNews.com launched coverage on Shore Bancshares in a research report on Thursday, March 31. They set a “holding” rating for the company.

Shares on the NASDAQ SHBI opened at $20.23 on Wednesday. The company has a debt ratio of 0.15, a current ratio of 0.90 and a quick ratio of 0.89. Shore Bancshares has a 1-year low of $16.25 and a 1-year high of $23.19. The company has a 50-day moving average of $19.98 and a 200-day moving average of $20.21. The company has a market capitalization of $401.42 million, a price-earnings ratio of 17.29 and a beta of 0.87.

Shore Bancshares (NASDAQ:SHBI – Get Rating) last released its quarterly earnings data on Thursday, April 28. The bank reported EPS of $0.31 for the quarter, missing analyst consensus estimates of $0.33 per ($0.02). The company posted revenue of $28.52 million for the quarter. Shore Bancshares had a net margin of 17.67% and a return on equity of 6.53%. Research analysts expect Shore Bancshares to post EPS of 1.55 for the current fiscal year.

Institutional investors have recently changed their positions in the company. BHZ Capital Management LP increased its holdings in Shore Bancshares by 12.0% in the fourth quarter. BHZ Capital Management LP now owns 108,668 shares in the bank worth $2,266,000 after buying an additional 11,615 shares last quarter. Qube Research & Technologies Ltd acquired a new equity position in Shore Bancshares during the fourth quarter worth approximately $514,000. Arrowstreet Capital Limited Partnership increased its stake in Shore Bancshares by 2.3% during the third quarter. Arrowstreet Capital Limited Partnership now owns 91,623 shares of the bank valued at $1,624,000 after buying 2,100 additional shares in the last quarter. Dimensional Fund Advisors LP increased its position in Shore Bancshares by 2.1% during the third quarter. Dimensional Fund Advisors LP now owns 613,463 shares of the bank worth $10,877,000 after buying an additional 12,525 shares in the last quarter. Finally, Maltese Capital Management LLC increased its position in shares of Shore Bancshares by 46.7% during the third quarter. Maltese Capital Management LLC now owns 124,656 shares of the bank valued at $2,210,000 after purchasing an additional 39,656 shares during the period. Institutional investors and hedge funds hold 56.21% of the company’s shares.

Shore Bancshares Company Profile (Get a rating)

Shore Bancshares, Inc operates as a bank holding company for Shore United Bank which provides various commercial and consumer banking products and services to individuals, businesses and other organizations. It offers checking, savings, overnight investment, and money market accounts; and regular and IRA certificates of deposit, as well as CDARS programs and cash management services.

See also

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M&F Bancorp, Inc. (OTCMKTS:MFBP) Short Interest Up 50.0% in May https://www.ameritas.co.uk/mf-bancorp-inc-otcmktsmfbp-short-interest-up-50-0-in-may/ Sun, 29 May 2022 17:26:49 +0000 https://www.ameritas.co.uk/mf-bancorp-inc-otcmktsmfbp-short-interest-up-50-0-in-may/ M&F Bancorp, Inc. (OTCMKTS: MFBP – Get Rating) was the target of a sharp increase in short-term interest during May. As of May 15, there was short interest totaling 300 shares, a 50.0% increase from the April 30 total of 200 shares. Based on an average daily volume of 2,400 shares, the day-to-cover ratio is […]]]>

M&F Bancorp, Inc. (OTCMKTS: MFBP – Get Rating) was the target of a sharp increase in short-term interest during May. As of May 15, there was short interest totaling 300 shares, a 50.0% increase from the April 30 total of 200 shares. Based on an average daily volume of 2,400 shares, the day-to-cover ratio is currently 0.1 day.

Shares of M&F Bancorp were flat at $6.55 in Friday trading. 3 shares of the company traded hands, compared to its average volume of 1,669. The company’s 50-day simple moving average is $7.06 and its 200-day simple moving average is 7.12 $. M&F Bancorp has a 12-month low of $6.20 and a 12-month high of $8.00.

The company also recently declared a dividend, which will be paid on Wednesday, June 15. Investors of record on Friday, May 27 will receive a dividend of $0.03. This represents a return of 1.73%. The ex-dividend date is Thursday, May 26.

About M&F Bancorp (Get a rating)

M&F Bancorp, Inc operates as a bank holding company for Mechanics and Farmers Bank which provides personal and business banking products and services in North Carolina. It offers deposit products, including demand deposits; checking, savings and money market accounts, as well as certificates of deposit.

See also



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Zacks: Analysts Expect Allegiance Bancshares, Inc. (NASDAQ:ABTX) to Post Earnings of $0.65 Per Share https://www.ameritas.co.uk/zacks-analysts-expect-allegiance-bancshares-inc-nasdaqabtx-to-post-earnings-of-0-65-per-share/ Fri, 27 May 2022 18:22:38 +0000 https://www.ameritas.co.uk/zacks-analysts-expect-allegiance-bancshares-inc-nasdaqabtx-to-post-earnings-of-0-65-per-share/ Brokers expect Allegiance Bancshares, Inc. (NASDAQ:ABTX – Get Rating) to report earnings per share (EPS) of $0.65 for the current fiscal quarter, according to Zacks. Three analysts have released earnings estimates for Allegiance Bancshares, with estimates ranging from $0.20 to $0.92. Allegiance Bancshares reported earnings of $1.12 per share in the same quarter last year, […]]]>

Brokers expect Allegiance Bancshares, Inc. (NASDAQ:ABTX – Get Rating) to report earnings per share (EPS) of $0.65 for the current fiscal quarter, according to Zacks. Three analysts have released earnings estimates for Allegiance Bancshares, with estimates ranging from $0.20 to $0.92. Allegiance Bancshares reported earnings of $1.12 per share in the same quarter last year, suggesting a negative 42% year-over-year growth rate. The company is due to announce its next earnings report on Monday, January 1.

On average, analysts expect Allegiance Bancshares to report annual earnings of $2.51 per share for the current fiscal year, with EPS estimates ranging from $2.20 to $2.81. For next year, analysts expect the company to report earnings of $2.69 per share, with EPS estimates ranging from $2.65 to $2.72. Zacks Investment Research EPS averages are an average average based on a survey of research firms that provide coverage for Allegiance Bancshares.

ABTX has been the subject of a number of research analyst reports. Zacks Investment Research upgraded Allegiance Bancshares from a “hold” rating to a “buy” rating and set a target price of $47.00 for the company in a Thursday, May 5 research note. StockNews.com launched coverage on Allegiance Bancshares in a research note on Thursday, March 31. They issued a “holding” rating for the company.

The NASDAQ ABTX traded down $0.57 on Friday, hitting $40.33. The company had a trading volume of 877 shares, compared to its average volume of 71,330. The stock’s 50-day moving average is $41.60 and its 200-day moving average is $42.48 . The stock has a market capitalization of $821.84 million, a price-earnings ratio of 10.03 and a beta of 0.92. Allegiance Bancshares has a 52 week minimum of $34.30 and a 52 week maximum of $46.00.

The company also recently announced a quarterly dividend, which will be paid on Wednesday, June 15. Shareholders of record on Tuesday, May 31 will receive a dividend of $0.14 per share. The ex-dividend date is Friday, May 27. This represents an annualized dividend of $0.56 and a dividend yield of 1.39%. Allegiance Bancshares’ dividend payout ratio is currently 13.93%.

Several hedge funds have recently bought and sold shares of the company. Jane Street Group LLC acquired a new position in shares of Allegiance Bancshares during the first quarter worth approximately $201,000. Royal Bank of Canada increased its position in Allegiance Bancshares shares by 17.0% during the first quarter. Royal Bank of Canada now owns 190,493 shares of the bank worth $8,512,000 after purchasing an additional 27,642 shares during the period. Captrust Financial Advisors increased its position in Allegiance Bancshares shares by 82.4% during the first quarter. Captrust Financial Advisors now owns 1,474 shares of the bank worth $66,000 after purchasing an additional 666 shares during the period. Wellington Management Group LLP increased its position in Allegiance Bancshares shares by 45.5% during the first quarter. Wellington Management Group LLP now owns 226,803 shares of the bank worth $10,134,000 after purchasing an additional 70,891 shares during the period. Finally, State Street Corp increased its position in shares of Allegiance Bancshares by 5.4% during the first quarter. State Street Corp now owns 819,915 shares of the bank worth $36,634,000 after purchasing an additional 41,841 shares during the period. 54.57% of the shares are held by institutional investors.

About Allegiance Bancshares (Get a rating)

Allegiance Bancshares, Inc operates as a bank holding company for Allegiance Bank which provides a range of commercial banking services primarily to small and medium-sized businesses, professionals and individuals. It accepts deposit products, including checking accounts, business accounts, money market accounts, savings accounts and other term deposits; and certificates of deposit.

Read more

Get a Free Copy of Zacks Research Report on Allegiance Bancshares (ABTX)

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Earnings history and estimates for Allegiance Bancshares (NASDAQ:ABTX)



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Bridgewater Bancshares (NASDAQ:BWB) lifted to buy from Zacks Investment Research https://www.ameritas.co.uk/bridgewater-bancshares-nasdaqbwb-lifted-to-buy-from-zacks-investment-research/ Tue, 24 May 2022 23:48:05 +0000 https://www.ameritas.co.uk/bridgewater-bancshares-nasdaqbwb-lifted-to-buy-from-zacks-investment-research/ Bridgewater Bancshares (NASDAQ:BWB – Get Valuation) was upgraded by Zacks Investment Research from a “hold” rating to a “buy” rating in a research report released Tuesday, Zacks.com reports. The company currently has a price target of $18.00 on the stock. Zacks Investment Research’s price target suggests a potential upside of 13.56% from the current stock […]]]>

Bridgewater Bancshares (NASDAQ:BWB – Get Valuation) was upgraded by Zacks Investment Research from a “hold” rating to a “buy” rating in a research report released Tuesday, Zacks.com reports. The company currently has a price target of $18.00 on the stock. Zacks Investment Research’s price target suggests a potential upside of 13.56% from the current stock price.

According to Zacks, “Bridgewater Bancshares Inc. operates as a holding company for Bridgewater Bank which provides personal and commercial banking products and services to commercial real estate investors, small business entrepreneurs and high net worth individuals. The company offers checking, savings, money market savings, certificates of deposit accounts; bridge, home equity, temporary residential construction, land, construction, commercial real estate, long-term multi-family, working capital, letters of credit and executive lines of credit, options and debit and credit cards. Bridgewater Bancshares Inc. is headquartered in Bloomington, Minnesota.”

Separately, B. Riley lowered his price target on Bridgewater Bancshares shares from $23.00 to $21.00 in a Tuesday, April 12 report.

BWB rose $0.15 during midday trading on Tuesday, hitting $15.85. 48,115 shares of the company were traded, against an average volume of 39,774. The company has a market capitalization of $443.40 million, a price-earnings ratio of 10.16 and a beta of 0.71. The company has a quick ratio of 0.99, a current ratio of 0.99 and a leverage ratio of 0.43. Bridgewater Bancshares has a one-year minimum of $14.97 and a one-year maximum of $20.05. The company has a 50-day simple moving average of $16.40 and a two-hundred-day simple moving average of $17.22.

Bridgewater Bancshares (NASDAQ:BWB – Get Rating) last released quarterly earnings data on Thursday, April 28. The company reported earnings per share of $0.39 for the quarter, hitting the consensus estimate of $0.39. Bridgewater Bancshares had a net margin of 33.29% and a return on equity of 15.34%. As a group, research analysts expect Bridgewater Bancshares to post 1.66 EPS for the current financial year.

Separately, CEO Jerry J. Baack sold 4,166 shares of the company in a trade that took place on Wednesday, April 20. The shares were sold at an average price of $16.79, for a total value of $69,947.14. Following the completion of the sale, the CEO now owns 1,207,140 shares of the company, valued at $20,267,880.60. The sale was disclosed in an SEC filing, available on the SEC’s website. Insiders of the company hold 21.97% of the shares of the company.

A number of institutional investors and hedge funds have recently increased or reduced their stake in BWB. Barclays PLC increased its position in shares of Bridgewater Bancshares by 195.5% during the third quarter. Barclays PLC now owns 8,671 shares in the company worth $152,000 after buying an additional 5,737 shares last quarter. Alliancebernstein LP increased its position in Bridgewater Bancshares by 26.7% in the third quarter. Alliancebernstein LP now owns 341,931 shares of the company valued at $5,987,000 after acquiring an additional 72,017 shares last quarter. Citigroup Inc. increased its position in Bridgewater Bancshares by 83.2% in the third quarter. Citigroup Inc. now owns 2,286 shares of the company valued at $40,000 after acquiring 1,038 additional shares in the last quarter. American Century Companies Inc. increased its position in Bridgewater Bancshares by 15.5% in the third quarter. American Century Companies Inc. now owns 55,063 shares of the company valued at $964,000 after acquiring an additional 7,394 shares last quarter. Finally, Geode Capital Management LLC strengthened its position in Bridgewater Bancshares by 0.3% in the 3rd quarter. Geode Capital Management LLC now owns 365,603 shares of the company valued at $6,401,000 after acquiring an additional 1,200 shares last quarter. 48.68% of the shares are held by hedge funds and other institutional investors.

About Bridgewater Bancshares (Get a rating)

Bridgewater Bancshares, Inc operates as a banking holding company for Bridgewater Bank which provides banking products and services to commercial real estate investors, small business entrepreneurs and high net worth individuals in the United States. The Company offers savings and money market accounts, demand deposits, term deposits and traded deposits, interest-bearing and interest-free transactions, and certificates of deposit.

Read more

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Direct comparison: Northeast Community Bancorp (NECB) versus its peers https://www.ameritas.co.uk/direct-comparison-northeast-community-bancorp-necb-versus-its-peers/ Mon, 23 May 2022 00:19:41 +0000 https://www.ameritas.co.uk/direct-comparison-northeast-community-bancorp-necb-versus-its-peers/ Northeast Community Bancorp (OTCMKTS:NECB – Get Rating) is one of 36 public companies in the ‘thrift institutions, except federal’ sector, but how does it stand out from its peers? We will compare Northeast Community Bancorp to related companies based on strength of institutional ownership, valuation, earnings, risk, profitability, dividends and analyst recommendations. Profitability This chart […]]]>

Northeast Community Bancorp (OTCMKTS:NECB – Get Rating) is one of 36 public companies in the ‘thrift institutions, except federal’ sector, but how does it stand out from its peers? We will compare Northeast Community Bancorp to related companies based on strength of institutional ownership, valuation, earnings, risk, profitability, dividends and analyst recommendations.

Profitability

This chart compares the net margins, return on equity, and return on assets of Northeast Community Bancorp and its peers.

Net margins Return on equity return on assets
North East Community Bancorp 23.74% 5.38% 1.05%
Northeast Community Bancorp Competitors 19.33% 7.60% 0.81%

Valuation and benefits

This table compares the gross revenue, earnings per share (EPS), and valuation of Northeast Community Bancorp and its peers.

Gross revenue Net revenue Price/earnings ratio
North East Community Bancorp $50.76 million $11.90 million 12.56
Northeast Community Bancorp Competitors $139.52 million $38.84 million -0.16

Northeast Community Bancorp peers have higher revenue and profit than Northeast Community Bancorp. Northeast Community Bancorp trades at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Volatility and risk

Northeast Community Bancorp has a beta of 0.68, which means its stock price is 32% less volatile than the S&P 500. In comparison, Northeast Community Bancorp’s peers have a beta of 0.69, which means that their average price is 31% less volatile than the S&P. 500.

Analyst Notes

This is a summary of current ratings and price targets for Northeast Community Bancorp and its peers, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
North East Community Bancorp 0 0 1 0 3.00
Northeast Community Bancorp Competitors 128 472 309 17 2.23

Northeast Community Bancorp currently has a consensus target price of $12.50, indicating a potential upside of 15.74%. Overall, “Caisses d’épargne, excluding federal” companies have an upside potential of 8.07%. Given Northeast Community Bancorp’s higher consensus rating and possible higher upside, stock analysts clearly believe that Northeast Community Bancorp is more favorable than its peers.

Dividends

Northeast Community Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 2.2%. Northeast Community Bancorp pays 27.9% of its profits as a dividend. As a group, the savings banks, except federal companies pay a dividend yield of 1.6% and pay out 16.9% of their profits as a dividend.

Insider and Institutional Ownership

30.1% of the shares of Northeast Community Bancorp are held by institutional investors. Comparatively, 43.7% of the shares of all “Caisse d’Épargne, except federal” companies are held by institutional investors. 0.9% of the shares of Northeast Community Bancorp are held by insiders of the company. In comparison, 6.8% of the shares of all “Caisse d’Épargne, except federal” companies are held by insiders. Strong institutional ownership indicates that endowments, hedge funds, and large fund managers believe a company will outperform the market over the long term.

Summary

Northeast Community Bancorp peers beat Northeast Community Bancorp on 8 of the 15 factors compared.

Company Profile Northeast Community Bancorp (Get an assessment)

Northeast Community Bancorp, Inc. operates as a holding company for NorthEast Community Bank which provides financial services to individuals and businesses. It accepts a variety of deposit instruments, including checking accounts, money market accounts, ordinary savings accounts, and non-interest bearing current accounts. The Company also offers construction, commercial and industrial, multi-family and mixed-use, non-residential and consumer real estate loans. In addition, it invests in various types of liquid assets, including US Treasury bonds, municipal securities, deposits at the Federal Home Loan Bank of New York and certificates of deposit from federally insured institutions, as well as as securities from various federal agencies, and state and municipal governments. In addition, the company offers investment advisory and financial planning services; and fixed rate life insurance and annuity products. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan origination offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.



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Ames National (NASDAQ:ATLO) and Southern First Bancshares (NASDAQ:SFST) Stock Analysis https://www.ameritas.co.uk/ames-national-nasdaqatlo-and-southern-first-bancshares-nasdaqsfst-stock-analysis/ Fri, 20 May 2022 00:19:28 +0000 https://www.ameritas.co.uk/ames-national-nasdaqatlo-and-southern-first-bancshares-nasdaqsfst-stock-analysis/ Ames National (NASDAQ:ATLO – Get Rating) and Southern First Bancshares (NASDAQ:SFST – Get Rating) are both small cap finance companies, but which is the better stock? We’ll compare the two companies based on the strength of their profitability, institutional ownership, valuation, analyst recommendations, dividends, earnings and risk. Analyst Notes This is a breakdown of recent […]]]>

Ames National (NASDAQ:ATLO – Get Rating) and Southern First Bancshares (NASDAQ:SFST – Get Rating) are both small cap finance companies, but which is the better stock? We’ll compare the two companies based on the strength of their profitability, institutional ownership, valuation, analyst recommendations, dividends, earnings and risk.

Analyst Notes

This is a breakdown of recent ratings and price targets for Ames National and Southern First Bancshares, as reported by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Ames National 0 0 0 0 N / A
Southern First Bancshares 0 0 0 0 N / A

Institutional and insider ownership

21.5% of Ames National shares are held by institutional investors. By comparison, 83.9% of shares in Southern First Bancshares are held by institutional investors. 5.1% of Ames National shares are held by insiders. By comparison, 7.3% of Southern First Bancshares shares are held by insiders. Strong institutional ownership indicates that endowments, hedge funds, and large fund managers believe a stock will outperform the market over the long term.

Profitability

This table compares the net margins, return on equity and return on assets of Ames National and Southern First Bancshares.

Net margins Return on equity return on assets
Ames National 32.84% 11.45% 1.08%
Southern First Bancshares 40.68% 16.51% 1.55%

Risk and Volatility

Ames National has a beta of 0.7, suggesting its stock price is 30% less volatile than the S&P 500. In comparison, Southern First Bancshares has a beta of 0.94, suggesting its stock price is 6 % less volatile than the S&P 500.

Benefits and evaluation

This table compares revenue, earnings per share and valuation of Ames National and Southern First Bancshares.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Ames National $71.02 million 2.93 $23.91 million N / A N / A
Southern First Bancshares $110.27 million 3.06 $46.71 million $5.84 7.23

Southern First Bancshares has higher revenues and profits than Ames National.

Summary

Southern First Bancshares beats Ames National on 9 out of 10 factors compared between the two stocks.

About Ames National (Get a rating)

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Adams, Boone, Clarke, Hancock, Polk, Marshall, Ringgold, Story, Taylor and Union counties in Central, Mid- north and south. -Central Iowa. The company accepts a range of deposits, including checking and savings accounts; and term deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short and medium term commercial and agricultural real estate loans, residential real estate loans, loans for equipment, vehicles and home improvement; personal loans and lines of credit; agricultural and business loans and lines of credit; and creates mortgages for sale in the secondary market. In addition, the Company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit of payroll and social security checks and ATM access services. automatic / video; and automatic drafts for various accounts, as well as wealth management services. Additionally, it provides farm management, investment, and custodial services to individuals, businesses, and non-profit organizations; and online, mobile and private banking management services. Ames National Corporation was founded in 1903 and is based in Ames, Iowa.

About Southern First Bancshares (Get a rating)

Southern First Bankshares LogoSouthern First Bancshares, Inc. operates as a banking holding company for Southern First Bank which provides various banking products and services to the general public in South Carolina, North Carolina and Georgia. It operates through three segments: Commercial and Retail Banking, Mortgage Banking and Corporate Operations. The Company accepts various deposit products, including checking accounts, business checking accounts and savings accounts, as well as other term deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio includes commercial real estate loans; real estate construction loans; business enterprise loans for various industries, such as manufacturing, service industry and professional services fields; consumer real estate loans and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the Company provides other banking services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking. It operates through eight retail offices located in Greenville, Charleston and Columbia; three retail offices located in the Raleigh, Greensboro and Charlotte markets; and a retail office located in Atlanta. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.



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Western Alliance Bancorporation (NYSE:WAL) CAO J. Kelly Jr. Ardrey buys 2,000 shares https://www.ameritas.co.uk/western-alliance-bancorporation-nysewal-cao-j-kelly-jr-ardrey-buys-2000-shares/ Tue, 17 May 2022 14:38:59 +0000 https://www.ameritas.co.uk/western-alliance-bancorporation-nysewal-cao-j-kelly-jr-ardrey-buys-2000-shares/ Western Alliance Bancorporation (NYSE:WAL – Get Rating) CAO J. Kelly Jr. Ardrey purchased 2,000 shares of the company in a trade that took place on Thursday, May 12. The shares were acquired at an average cost of $73.57 per share, with a total value of $147,140.00. Following the completion of the purchase, the accounting director […]]]>

Western Alliance Bancorporation (NYSE:WAL – Get Rating) CAO J. Kelly Jr. Ardrey purchased 2,000 shares of the company in a trade that took place on Thursday, May 12. The shares were acquired at an average cost of $73.57 per share, with a total value of $147,140.00. Following the completion of the purchase, the accounting director now owns 8,090 shares of the company, valued at $595,181.30. The purchase was disclosed in a filing with the Securities & Exchange Commission, which is available on the SEC’s website.

J. Kelly Jr. Ardrey also recently made the following trade(s):

  • On Thursday, April 28, J. Kelly Jr. Ardrey purchased 3,000 shares of Western Alliance Bancorporation. The shares were acquired at an average cost of $78.67 per share, with a total value of $236,010.00.

WAL stock opened at $73.87 on Tuesday. Western Alliance Bancorporation has a 12-month low of $71.68 and a 12-month high of $124.93. The company has a quick ratio of 0.83, a current ratio of 0.92 and a debt ratio of 0.37. The company has a market capitalization of $8.00 billion, a price/earnings ratio of 8.22, a PEG ratio of 0.78 and a beta of 1.44. The company has a 50-day moving average of $80.15 and a two-hundred-day moving average of $97.65.

Western Alliance Bancorporation (NYSE:WAL – Get Rating) last released its results on Thursday, April 21. The financial services provider reported earnings per share (EPS) of $2.22 for the quarter, beating analyst consensus estimates of $2.06 by $0.16. Western Alliance Bancorporation posted a net margin of 41.03% and a return on equity of 21.77%. The company posted revenue of $555.80 million in the quarter, versus a consensus estimate of $540.09 million. In the same quarter of the previous year, the company achieved EPS of $1.90. The company’s revenue increased by 64.9% compared to the same quarter last year. On average, research analysts expect Western Alliance Bancorporation to post an EPS of 9.79 for the current year.

The company also recently declared a quarterly dividend, which will be paid on Friday, May 27. Shareholders of record on Friday, May 13 will receive a dividend of $0.35 per share. The ex-dividend date is Thursday, May 12. This represents an annualized dividend of $1.40 and a dividend yield of 1.90%. Western Alliance Bancorporation’s dividend payout ratio (DPR) is 15.57%.

Institutional investors and hedge funds have recently changed their positions in the company. BOKF NA acquired a new position in shares of Western Alliance Bancorporation during the 3rd quarter with a value of $1,102,000. The Toronto Dominion Bank increased its stake in the shares of Western Alliance Bancorporation by 3,158.8% during the 4th quarter. The Toronto Dominion Bank now owns 36,108 shares of the financial services provider worth $3,887,000 after buying an additional 35,000 shares in the last quarter. Industrial Alliance Investment Management Inc. acquired a new position in shares of Western Alliance Bancorporation during the 4th quarter at a value of $39,000. Janus Henderson Group PLC increased its stake in the shares of Western Alliance Bancorporation by 274.1% during the 3rd quarter. Janus Henderson Group PLC now owns 16,364 shares of the financial services provider worth $1,780,000 after buying an additional 11,990 shares in the last quarter. Finally, Toth Financial Advisory Corp increased its stake in Western Alliance Bancorporation shares by 191.1% during the 4th quarter. Toth Financial Advisory Corp now owns 1,409 shares of the financial services provider worth $152,000 after buying 925 additional shares in the last quarter. Institutional investors hold 87.16% of the company’s shares.

Several equity research analysts have recently commented on WAL shares. Truist Financial cut its price target on shares of Western Alliance Bancorporation from $140.00 to $110.00 in a Tuesday, April 26 research report. Zacks Investment Research downgraded shares of Western Alliance Bancorporation from a “buy” rating to a “hold” rating in a Wednesday, February 2, research report. StockNews.com began covering Western Alliance Bancorporation stocks in a research report on Thursday, March 31. They issued a “holding” rating for the company. Finally, Wedbush raised its price target on Western Alliance Bancorporation shares from $100.00 to $105.00 and gave the company an “outperform” rating in a Monday, April 25 research report. Two equity research analysts gave the stock a hold rating and seven gave the stock a buy rating. According to MarketBeat, Western Alliance Bancorporation has an average rating of “Buy” and a consensus price target of $128.25.

About Western Alliance Bancorporation (Get an evaluation)

Western Alliance Bancorporation operates as a bank holding company for Western Alliance Bank which provides various banking products and related services primarily in Arizona, California and Nevada. It operates in Commercial, Consumer Related, Corporate & Other segments. The Company offers deposit products, including checking, savings and money market accounts, as well as certificates of deposit accounts with fixed rates and fixed maturities; and cash management and residential mortgage products and services.

Featured Articles

Insider buying and selling by quarter for Western Alliance Bancorporation (NYSE:WAL)



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Contrast Northeast Community Bancorp (OTCMKTS:NECB) and New York Community Bancorp (NYSE:NYCB) https://www.ameritas.co.uk/contrast-northeast-community-bancorp-otcmktsnecb-and-new-york-community-bancorp-nysenycb/ Sun, 15 May 2022 14:20:11 +0000 https://www.ameritas.co.uk/contrast-northeast-community-bancorp-otcmktsnecb-and-new-york-community-bancorp-nysenycb/ Northeast Community Bancorp (OTCMKTS:NECB – Get Rating) and New York Community Bancorp (NYSE:NYCB – Get Rating) are both finance companies, but which is the best investment? We’ll compare the two companies based on valuation strength, risk, earnings, dividends, analyst recommendations, institutional ownership and profitability. Profitability This table compares the net margins, return on equity and […]]]>

Northeast Community Bancorp (OTCMKTS:NECB – Get Rating) and New York Community Bancorp (NYSE:NYCB – Get Rating) are both finance companies, but which is the best investment? We’ll compare the two companies based on valuation strength, risk, earnings, dividends, analyst recommendations, institutional ownership and profitability.

Profitability

This table compares the net margins, return on equity and return on assets of Northeast Community Bancorp and New York Community Bancorp.

Net margins Return on equity return on assets
North East Community Bancorp 23.74% 5.58% 1.08%
New York Community Bank 34.51% 9.80% 1.07%

Insider and Institutional Ownership

30.1% of the shares of Northeast Community Bancorp are held by institutional investors. By comparison, 61.0% of the shares of New York Community Bancorp are held by institutional investors. 0.9% of the shares of Northeast Community Bancorp are held by insiders of the company. By comparison, 3.2% of the shares of New York Community Bancorp are held by insiders of the company. Strong institutional ownership indicates that hedge funds, large money managers, and endowments believe a company is poised for long-term growth.

Valuation and benefits

This table compares revenue, earnings per share (EPS), and valuation of Northeast Community Bancorp and New York Community Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
North East Community Bancorp $50.76 million 3.53 $11.90 million $0.86 12.72
New York Community Bank $1.75 billion 2.43 $596.00 million $1.21 7.54

New York Community Bancorp has higher revenue and profit than Northeast Community Bancorp. New York Community Bancorp trades at a lower price-to-earnings ratio than Northeast Community Bancorp, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Northeast Community Bancorp has a beta of 0.68, meaning its stock price is 32% less volatile than the S&P 500. Comparatively, New York Community Bancorp has a beta of 0.96, meaning its stock price is 4% less volatile than the S&P 500. .

Dividends

Northeast Community Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 2.2%. New York Community Bancorp pays an annual dividend of $0.68 per share and has a dividend yield of 7.5%. Northeast Community Bancorp pays 27.9% of its profits as a dividend. The New York Community Bancorp pays 56.2% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years.

Analyst Notes

This is a summary of the current ratings and recommendations for Northeast Community Bancorp and New York Community Bancorp, as reported by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
North East Community Bancorp 0 0 1 0 3.00
New York Community Bank 1 1 0 0 1.50

Northeast Community Bancorp currently has a consensus price target of $12.50, indicating a potential upside of 14.26%. New York Community Bancorp has a consensus price target of $11.99, indicating a potential upside of 31.51%. Given the higher possible upside of New York Community Bancorp, analysts clearly believe that New York Community Bancorp is more favorable than Northeast Community Bancorp.

Summary

New York Community Bancorp beats Northeast Community Bancorp on 10 out of 16 factors compared between the two stocks.

Northeast Community Bancorp Company Profile (Get a rating)

Northeast Community Bancorp, Inc. operates as a holding company for NorthEast Community Bank which provides financial services to individuals and businesses. It accepts a variety of deposit instruments, including checking accounts, money market accounts, ordinary savings accounts, and non-interest bearing current accounts. The Company also offers construction, commercial and industrial, multi-family and mixed-use, non-residential and consumer real estate loans. In addition, it invests in various types of liquid assets, including US Treasury bonds, municipal securities, deposits at the Federal Home Loan Bank of New York and certificates of deposit from federally insured institutions, as well as as securities from various federal agencies, and state and municipal governments. In addition, the company offers investment advisory and financial planning services; and fixed rate life insurance and annuity products. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan origination offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.

New York Community Bancorp Company Profile (Get a rating)

New York Community Bancorp LogoNew York Community Bancorp, Inc. operates as a banking holding company for New York Community Bank which provides banking products and services in the New York metropolitan area, New Jersey, Ohio, Florida and Arizona . The Company accepts various deposit products, such as interest-bearing checks and money market accounts, savings accounts, non-interest-bearing accounts and individual retirement accounts, as well as certificates of deposit. Its loan products include multi-family loans; commercial real estate loans; specialized loans and leases; and commercial and industrial loans; acquisition, development and construction loans; loans for one to four families; and consumer loans. The company also offers annuities, life and long-term care insurance products, and mutual funds; cash management products; and online, mobile and telephone banking. It mainly serves individuals, small and medium-sized businesses and professional associations through a network of 237 branches and 333 ATMs. The company was formerly known as Queens County Bancorp, Inc. and changed its name to New York Community Bancorp, Inc. in November 2000. New York Community Bancorp, Inc. was founded in 1859 and is based in Hicksville, New York.



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This dividend-paying stock is a safe bet regardless of market conditions https://www.ameritas.co.uk/this-dividend-paying-stock-is-a-safe-bet-regardless-of-market-conditions/ Fri, 13 May 2022 14:21:00 +0000 https://www.ameritas.co.uk/this-dividend-paying-stock-is-a-safe-bet-regardless-of-market-conditions/ The market has been tough lately. the S&P500 (^GSPC 1.91%) is down 17% from its peak in January, and given the still rampant inflation, it could easily continue to decline. Even the average dividend stock is not proving to be a safe haven, as the specter of rising interest rates helps drive up dividend yields […]]]>

The market has been tough lately. the S&P500 (^GSPC 1.91%) is down 17% from its peak in January, and given the still rampant inflation, it could easily continue to decline. Even the average dividend stock is not proving to be a safe haven, as the specter of rising interest rates helps drive up dividend yields by driving down dividend-paying stock prices. It doesn’t matter what kind of difficulties higher costs can create in terms of the affordability of those dividends.

There is one notable exception to this headwind, however, which yields a fairly good return. Take a look at The Southern Company (SO -0.92%) if you’re looking for a safe, dividend-paying name amidst this market-wide carnage. It has resilience and proved it by withstanding the broad bear tide.

La Compagnie du Sud is a dividend machine

If you don’t know it, Southern Company is a utility stock. The organization supplies electricity (and natural gas) to 9 million people, mostly in the southern part of the United States. It has been around for a long, long time, adding companies to its portfolio along the way to evolve into an operation generating annual revenues in the range of $23 billion.

Southern Company’s history and sales are not the high point for investors, however. It’s not really profits either, even though his profits are significant. Most impressive about this particular company is its 21 consecutive years of annual dividend increases.

DO Dividend Data by YCharts

He can also afford these payments. Net income of $3.41 per share last year more than covered the company’s per-share payout of $2.62, as did 2020 earnings of $3.25 per share, when it distributed $2.62 in dividends.

It’s the nature of the utility industry

The secret to these reliable and stable results and payouts is no secret at all. It’s the nature of business.

An investor reviews the allocation of his portfolio.

Image source: Getty Images.

Think about it. Consumers might put off buying a new car or skip a trip to the mall. But they usually keep the lights on no matter what it takes to do so. And while any rate hike imposed by an electricity supplier usually has to be approved by regulators, it’s rare for a regulator to deny such a request. Uninterrupted power is necessary, after all, and switching to another utility company can be expensive and complicated.

To that end, the Bureau of Labor Statistics reports that the average price of electricity in the United States has nearly doubled since the year 2000, with many more annual rate increases than decreases during this time.

As impressive as this endless growth trend is, there is a specific strategic reason why investors might want to take a closer look at The Southern Company right now, even if current income is not your goal. This is the surprising resilience of the title. While the S&P 500 is down 17% since early January, SO stocks have defied predictions and are now more than 8% above where they started the year.

Don’t be too surprised, though. Money taken out of more aggressive growth stocks is not always necessarily set aside. Some investors are always looking for the best option available to them at the time. Right now, utility stocks are a top choice. In some ways, it’s an even smarter and safer bet than cash, as runaway inflation turns the deteriorating value of the dollar into a liability in its own right.

Don’t complicate things

The $64,000 question is, of course, how much more productive is a stake in The Southern Company than any of your alternatives? The stock’s current yield is slightly lower at 3.7%, compared to next to nothing for money market accounts, while less income-generating, growth-oriented stocks are still at significant downside risk.

That’s not to say Southern is a risk-free option, mind you. There are always risks. New legislation could make the electricity sector more complicated and more expensive. Investors as a whole could also change their minds about the utilities sector being the safe haven they currently view as such. You never know.

Given what we can and do know about the company, however, and how this title has held up when so many others haven’t, there aren’t many other better ways to protect your portfolio against the current market turbulences, mainly bearish.

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